Author Archives: RWS Consulting

Equifax Security Breach – September 7, 2017

On September 7, 2017, Equifax, one of the three big credit reporting agencies, reported that they had suffered a massive security breach. Approximately 143 million people could be affected, with the hackers stealing names, Social Security numbers, birth dates, addresses, and the number of some driver’s licenses. Identity theft is an ongoing... [Read More]

Why a living will is important…and why it is not.

A living will is a typical part of an estate plan. Frequently, a living will is part of an Advance Medical Directive, which also includes the designation of an agent to make health care decisions for you when you are unable to do so yourself. Medical providers will frequently ask if you have a living will when you are going in for any type of... [Read More]

Why the Maryland Estate Tax is Unfair to Non-Maryland Residents owning property in Maryland and Maryland Residents owning property outside of Maryland.

What many people do not understand about Maryland is that not only are people who live in Maryland potentially subject to the Maryland Estate Tax (“MET”) but people who do not live in Maryland may also subject to the MET if they own real property in Maryland. In general terms, that makes sense – if you own real property worth more than the... [Read More]